Hello forum,
While I am seeking advice from all areas, I thought I'd open it the the floor here also, as there is a wealth of knowledge here, and one amongst may indeed have the answer.
I was involved in incident back in September, whilst on my motorcycle. While stationary, I was hit by a reversing car, the chap must either really not like me, or decided he didn't need to check his rear view mirror.
As the incident is non-fault. I've been dealt with by my insurance company's underwriter.
Recently, I received a letter stating that the pre-accident value of my bike was estimated to be £1500 (I'm currently contesting this), and that it is now worth £150 in salvage, which will remain my property.
I was perplexed by this, wondering why a CAT B vehicle will be returned to me, as I will not be able to put it back on the road. I questioned this, with the underwriter, but their stance remains firm. The reason being that their Northampton site (where the bike was taken and is currently held) do not deal with CAT B bikes.
Because of this, I began ringing local scrap merchants. Some told me that they also, do not deal with CAT B vehicles, and some have been a little more informative, to tell me that I should need a license to handle/sell a CAT B vehicle, and that there is no option on the V5C for me to fill in to scrap the bike. They told me it is illegal to have the bike back.
I've tried putting this point to the underwriter, but again they insist that the bike will be returned to me.
So for one thing, I don't know what to do. I don't particularly want the bike back, especially after being told its illegal to do so, and I could be fined. I don't know who to believe, or what to do.
I'll be trying citizens advice perhaps, but really, I don't know what to expect. Anybody else have experience with this?
Cheers, Alex