39 replies to this topic

[Mackem]

Just got prices from Elephant insurance for potential mods for my VX... Not sure why this suprised me but WTF!!? Milltek (Backbox only) - Increase of £66pa TMS Re-Map (Stage 1) - Increase of £593pa Looks like no re-map for me! Has anyone else suffered these sorts of premiums hikes for relatively minor mods? BTW I am 30, annual premium is £870 FC.

[M3 BFG]

£593 sounds like you need to get a quote from another insurer. With Privilege it only cost £120.00 (base £440.00) extra to cover a stage 3 tune. But they have now charged another £72.00 for adding OZ's

[LazyDonkey]

Elephant are fine for backbox and induction kit but I had the superchip taken off my car when i bought it cos they were wanting over a tonne for it. I'm also 30 and my premium was in line with yours. ....Greenlight are much better for mods and there are other mod-friendly ones about.

[Mackem]

I've only recently taken the policy out so I think I'll hold back on the re-map until renewal time, and then pick a more mod friendly insurer. Does the milltek back-box make the car sound significantly better or do I need a full system to get a better noise? I'm not too bothered about the extra bhp a full zorst might offer, just want to make it sound a bit more

Edited by Mackem, 25 July 2005 - 03:26 PM.

[TonyKL]

I've just renewed with elephant as my only other alternative was first alternative. everyone else wanted loads for a standard vxt kept in london. I'm wanting a remap but dont know what to do - not going to double my premium for it.

[snoopstah]

44 quid for my remap, which included a 25 quid administration fee.

[danyeates]

Just got a quote for £2500 for my STANDARD VX220 for when it's up and running! I am only 20 - I suppose theres one advantage for getting older!! Dan BTW Insurance companies...........

[jhalo]

ive had my vxt for just over a week now and pay £1200 FC and when i enquired about a miltek exhaust and i was told that if it added extra bhp then it would cost £2500 and this is the 10 month bonus accelerator think i'll have to give it a miss dont mind the sound of the car now just heard good things from you guys about the miltek

[ukgulf]

I'm with elephant with about 4 mths to go on policy they charged me £24 for non original exhaust and 0-10% power increase chip remap... milltek and tms stage 2 remap. So that works out at £72 for the year..

Edited by ukgulf, 29 July 2005 - 10:29 PM.

[ukgulf]

TMS Re-Map (Stage 1) - Increase of £593pa

Did you do this online ? Did you select 0-10% increase or 10% + ??

[walkes]

Had a quote for stage 1, New wheels and track cover for

[Mackem]

TMS Re-Map (Stage 1) - Increase of £593pa 

Did you do this online ? Did you select 0-10% increase or 10% + ??

I said it would be about 20bhp so I guess this is just over 10%

Given up on the idea now, certainly until I change insurer next year

[salopian]

Having CS2 from Courtenays added 20% power & 10% to annual cost. That's with Privilege. They like oldies with a country postcode

[robfenn]

I thought Privelege were only for older drivers who have 4 years NCB but they actually insure anyone and i found them cheaper than Directline who have always been the best for me. If they're good on mods too then surely they are the ones to go for -Rob

[BARDS]

Just got prices from Elephant insurance for potential mods for my VX...

Not sure why this suprised me but WTF!!?

Milltek (Backbox only) - Increase of £66pa

TMS Re-Map (Stage 1) - Increase of £593pa 

Looks like no re-map for me! 

Has anyone else suffered these sorts of premiums hikes for relatively minor mods? BTW I am 30, annual premium is £870 FC.

hi im 49 picking up my car VXT in a couple of weeks insured at my partners address in cambridge 9yrs N C B.£358 FC thats with new exhaust,thinking of a remap at 1000miles,but i didnt think a remap was detectable? so wasnt going to tell my insurance company. Geoff.(Barclays insurance)

Edited by BARDS, 02 August 2005 - 01:31 PM.

[earlystock]

In which case you should probably not post that here!

[BARDS]

In which case you should probably not post that here!

well as i said im only thinking about it. at the moment

[snoopstah]

[quote name='BARDS' date='Aug 2 2005, 13:05 '] [quote name='Mackem' date='Jul 25 2005, 13:39 ']i didnt think a remap was detectable? so wasnt going to tell my insurance company. Geoff.(Barclays insurance) [/quote]
Everything's detectable. For starters, they could measure the power output on a rolling road, which would be a pretty clear sign. Or they could read the ECU flash memory and compare it to a stock ECU.

It's very unlikely they'd bother though, but if you cause an accident that costs them several million or something, they might start investigating ways of getting out of it a bit more thoroughly.

[BARDS]

[quote name='snoopstah' date='Aug 2 2005, 16:23 '] [quote name='BARDS' date='Aug 2 2005, 13:05 '] [quote name='Mackem' date='Jul 25 2005, 13:39 ']i didnt think a remap was detectable? so wasnt going to tell my insurance company. Geoff.(Barclays insurance) [/QUOTE]
Everything's detectable. For starters, they could measure the power output on a rolling road, which would be a pretty clear sign. Or they could read the ECU flash memory and compare it to a stock ECU.

It's very unlikely they'd bother though, but if you cause an accident that costs them several million or something, they might start investigating ways of getting out of it a bit more thoroughly. [/quote]
yep ur right,anyway better being safe than sorry thx Geoff.

[LY25MAX]

Just got my insurance updated by elephant, not bad. £39 for pipercross air filter and non standard stainless exhaust for the remaining 7 months of my policy. £10 admin fee for my plate. Asked about a quote for a remap and they dont cover for them- odd as this thread clearlymeans they do. Think i'll try again another day cos a Thorney remap is most definatley on the cards!