Jump to content


Photo

So Where Do I Find Car Insurance For Under £2022.30?

Insurance Expensive Under 25

  • Please log in to reply
24 replies to this topic

#1 spuk87

spuk87

    Ex-owner

  • PipPipPipPipPipPip
  • 3,624 posts
  • Gender:Male
  • Location:NJ, USA (ex-West Midlands)
  • Interests:Cars, technology, drones, cycling

Posted 04 March 2012 - 05:58 PM

Every fcuking year :rolleyes: .

Posted Image

Haven't had a renewal quote come through from Adrian Flux, it's due on 15th March. Is that normal?

So far the picture is my best result thumbsdown.

#2 Goosenka

Goosenka

    Jeep Driving jolly nice chap

  • PipPipPipPipPipPipPipPip
  • 12,716 posts
  • Gender:Male
  • Location:Anywhere near water
  • Interests:Fried breakfasts, coffee and dogs

Posted 04 March 2012 - 06:00 PM

My best was £15k

#3 -Dab-of-Oppo-

-Dab-of-Oppo-

    Cuntpuffin

  • PipPipPipPipPipPip
  • 3,646 posts
  • Gender:Male
  • Location:Nr. Fordingbridge, Hampshire

Posted 04 March 2012 - 06:03 PM

Jesus that's alot, your not much younger than me are you? Are your mods taken into account if that is just a price comparison site? Have you tried Sky insurance they have allways been the best for me.

#4 Zoobeef

Zoobeef

    Joes bedroom assistant.

  • PipPipPipPipPipPipPip
  • 11,102 posts
  • Gender:Male
  • Location:Retford/Bovington

Posted 04 March 2012 - 06:24 PM

Add your mum as a named drive or a female you live with over 25. Keep on the drive rather than garage. Make sure the amount of miles you will do is accurate.

#5 fiveoclock

fiveoclock

    Whipping Boy

  • PipPipPipPipPipPipPip
  • 9,453 posts
  • Gender:Male
  • Location:Ifold, West Sussex

Posted 04 March 2012 - 06:29 PM

If I am right you are 25 on 21st April, If you can wait CCI insure over 25's

#6 The Batman

The Batman

    Super Moderator

  • 30,267 posts
  • Gender:Male
  • Location:FLD mum's bed

Posted 04 March 2012 - 06:34 PM

cci also insure 23 year olds :ninja: ring need to insure thumbsup

#7 spuk87

spuk87

    Ex-owner

  • PipPipPipPipPipPip
  • 3,624 posts
  • Gender:Male
  • Location:NJ, USA (ex-West Midlands)
  • Interests:Cars, technology, drones, cycling

Posted 04 March 2012 - 06:40 PM

If I am right you are 25 on 21st April, If you can wait CCI insure over 25's

cci also insure 23 year olds :ninja:

ring need to insure thumbsup

Was thinking of SORNing till my birthday then trying CCI actually, but will try need to insure first. Cheers Joe, I take back my immature comment now you've been useful to me :lol: .

Zoobeef - have already tried the 'tricks' as it were, this is the best including those. Only thing I've found to improve is increasing voluntary excess to £1000 drops the quote another £250ish.

Dab of Oppo - haven't tried Sky before but will try a quote now.

#8 The Batman

The Batman

    Super Moderator

  • 30,267 posts
  • Gender:Male
  • Location:FLD mum's bed

Posted 04 March 2012 - 06:41 PM

:lol: nothing will be as cheap as if you where to wait though..

#9 fiveoclock

fiveoclock

    Whipping Boy

  • PipPipPipPipPipPipPip
  • 9,453 posts
  • Gender:Male
  • Location:Ifold, West Sussex

Posted 04 March 2012 - 06:44 PM

cci also insure 23 year olds :ninja:


If you say so, I heard it was 25

#10 The Batman

The Batman

    Super Moderator

  • 30,267 posts
  • Gender:Male
  • Location:FLD mum's bed

Posted 04 March 2012 - 06:45 PM

it is 25 but if you go through need to insure they somehow avoid this issue all of my insurance docs are from cci yet i am 23

#11 fiveoclock

fiveoclock

    Whipping Boy

  • PipPipPipPipPipPipPip
  • 9,453 posts
  • Gender:Male
  • Location:Ifold, West Sussex

Posted 04 March 2012 - 06:45 PM

Have you considered a sex change :P

#12 MrSimba

MrSimba

    Scary Internerd

  • PipPipPipPipPipPip
  • 5,197 posts
  • Gender:Male
  • Location:UK

Posted 04 March 2012 - 07:28 PM

Give Matt a call at 'Henderson Taylor' it will be the modifications jacking the price up through 'regular' insurance companies Pay £300 less on a st4 Turbo with 'open' modifications clause (i/e I can do anything to the car except increase the power without telling them!) than my 'old' unmodified Elise through Confused.com * both polices were with Aviva as well! - give Matt a call top bloke!

#13 turbobob

turbobob

    2/3rds of a Queen

  • PipPipPipPipPipPipPipPip
  • 13,833 posts
  • Gender:Male
  • Location:Derby
  • Interests:Football - support Derby County
    Photography
    CARS!!
    Computers (oh no not another nerd....)
    Travelling

Posted 04 March 2012 - 07:29 PM

Si, on Admiral add several named drivers, preferably all female, over 60 and retired for your best bet (just stick some made up details in to a made up policy. This way you can change different bits until you have squeezed the admirals balls as hard as you can, then start a brand new quote using real details). Declare car on drive not in garage, and have a play around with your job (I found engineer was cheaper than manager. I think I can get away with it as I am a Production Engineer Manager). Also, try a 10 month policy to get a bonus accelerator. Incidentally, who are you currently insured with and what was your previous premium?

#14 spuk87

spuk87

    Ex-owner

  • PipPipPipPipPipPip
  • 3,624 posts
  • Gender:Male
  • Location:NJ, USA (ex-West Midlands)
  • Interests:Cars, technology, drones, cycling

Posted 04 March 2012 - 07:51 PM

Cheers for the advice fellas, will start dealing with it properly tomorrow. Currently with Adrian flux at £915! Only a doubling in price then :rolleyes:

#15 Adam_B

Adam_B

    Need to get Out More

  • PipPipPipPip
  • 815 posts
  • Gender:Male
  • Location:Lancashire

Posted 05 March 2012 - 12:06 AM

Price comparison sites are a waste of time imo. Its old school but ringing round and bouncing prices from one company to another is the best way.

#16 Nev

Nev

    Nipper's Minion

  • PipPipPipPipPipPipPipPip
  • 11,587 posts
  • Gender:Male
  • Location:Bristol
  • Interests:Rock climbing, skiing, kayaking, surfing, mountaineering, budgies, chess, practical mechanics.

Posted 05 March 2012 - 11:44 AM

Are you guys saying it usually cheaper to declare the car as parked on a driveway than a garage? If so, why? I would have thought a car would be far safer in a garage...

#17 spuk87

spuk87

    Ex-owner

  • PipPipPipPipPipPip
  • 3,624 posts
  • Gender:Male
  • Location:NJ, USA (ex-West Midlands)
  • Interests:Cars, technology, drones, cycling

Posted 05 March 2012 - 11:53 AM

Are you guys saying it usually cheaper to declare the car as parked on a driveway than a garage? If so, why? I would have thought a car would be far safer in a garage...

Yep - but it's only true for some insurers, Admiral group being one of them. Their explanation to me was that it's easier to steal a car from a garage than off the street (not sure where driveway fits into that equation), by breaking in and stealing the keys rather than the old-school hotwire method.

#18 Sammy

Sammy

    Need to get Out More

  • PipPipPipPip
  • 1,206 posts
  • Gender:Male
  • Location:Southend-on-Sea

Posted 05 March 2012 - 12:18 PM

Are you guys saying it usually cheaper to declare the car as parked on a driveway than a garage? If so, why? I would have thought a car would be far safer in a garage...


For me, I found the road was cheapest and Driveway and garage added £10 onto the price.

#19 Goosenka

Goosenka

    Jeep Driving jolly nice chap

  • PipPipPipPipPipPipPipPip
  • 12,716 posts
  • Gender:Male
  • Location:Anywhere near water
  • Interests:Fried breakfasts, coffee and dogs

Posted 05 March 2012 - 01:03 PM


Are you guys saying it usually cheaper to declare the car as parked on a driveway than a garage? If so, why? I would have thought a car would be far safer in a garage...

Yep - but it's only true for some insurers, Admiral group being one of them. Their explanation to me was that it's easier to steal a car from a garage than off the street (not sure where driveway fits into that equation), by breaking in and stealing the keys rather than the old-school hotwire method.


and also there was a comment from an insurer I spoke with that accidental damage claims rose when in the garage.

#20 ItsLikeAnElise

ItsLikeAnElise

    Member

  • Pip
  • 65 posts

Posted 05 March 2012 - 01:10 PM

I'm 22 and I pay £700'ish per year with Elephant on an NA.





Also tagged with one or more of these keywords: Insurance, Expensive, Under 25

0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users