131 replies to this topic

[Mangham54]

I know it sounds daft, but uness there is any real damage to the hubs or what-not, it may be worthwhile just taking the car back and getting it fixed up and not go through your insurance. Or getting the insurance payout, buy it back and repair. That looks like you may just have got away with bodywork and track control arms to be honest.

[VX Boyd]

Looking through the service receipts - Replace O/S/T/L Balljoint - 13/02/2010 :/

[VX Boyd]

I know it sounds daft, but uness there is any real damage to the hubs or what-not, it may be worthwhile just taking the car back and getting it fixed up and not go through your insurance.

Or getting the insurance payout, buy it back and repair. That looks like you may just have got away with bodywork and track control arms to be honest.

After reading the famous VXR16 incident recently about undeclared repairs, I'll let the insurers deal with it.

On the plus side, N/A's seem down in price recently so as long as I can get the valuation I put down, I should be back soon enough.

[Mangham54]

I know it sounds daft, but uness there is any real damage to the hubs or what-not, it may be worthwhile just taking the car back and getting it fixed up and not go through your insurance.

Or getting the insurance payout, buy it back and repair. That looks like you may just have got away with bodywork and track control arms to be honest.

After reading the famous VXR16 incident recently about undeclared repairs, I'll let the insurers deal with it.

On the plus side, N/A's seem down in price recently so as long as I can get the valuation I put down, I should be back soon enough.

Fingers crossed that you will, but from experience you nay have to push fookin hard to get it.

[VX Boyd]

I know it sounds daft, but uness there is any real damage to the hubs or what-not, it may be worthwhile just taking the car back and getting it fixed up and not go through your insurance.

Or getting the insurance payout, buy it back and repair. That looks like you may just have got away with bodywork and track control arms to be honest.

After reading the famous VXR16 incident recently about undeclared repairs, I'll let the insurers deal with it.

On the plus side, N/A's seem down in price recently so as long as I can get the valuation I put down, I should be back soon enough.

Fingers crossed that you will, but from experience you nay have to push fookin hard to get it.

For what reason? Hard to get the full listed value do you mean?

[Phear]

What you value the car at seems to have very little bearing on the valuation when you write it off. You will have to prove its market value if you don't like what they come back to you with!

[G-Bob]

What you value the car at seems to have very little bearing on the valuation when you write it off. You will have to prove its market value if you don't like what they come back to you with!

They'll come back with some ridiculous value from the parkers guide or the like which will be about £3500-4000. Tell them to bugger off!

[VX Boyd]

Quick, everyone listing an N/A for sale, bump up your prices by a couple thousand haha. Either way, I'll stick with my astra coupe for a while until everything is fully sorted and the money is ready to go back on a vx.

[Seb.F]

With Cat D's like mine being at 7k I can't imagine you'd get less than 8 for it..

[VX Boyd]

What you value the car at seems to have very little bearing on the valuation when you write it off. You will have to prove its market value if you don't like what they come back to you with!

They'll come back with some ridiculous value from the parkers guide or the like which will be about £3500-4000. Tell them to bugger off!

Can I not just show them a few select ads on pistonheads of a similar car sold at a good value?

[slindborg]

What you value the car at seems to have very little bearing on the valuation when you write it off. You will have to prove its market value if you don't like what they come back to you with!

They'll come back with some ridiculous value from the parkers guide or the like which will be about £3500-4000. Tell them to bugger off!

Can I not just show them a few select ads on pistonheads of a similar car sold at a good value?

Dosent seem to matter They are doodahs plain and simple. BUT since yours was in nice condition etc you 'should' get a decent price

[Graeme Lambert]

With Cat D's like mine being at 7k I can't imagine you'd get less than 8 for it..

But as it hasn't sold yet Seb, not sure that's really relevant is it?

Problem with insurance companies, is unless it's an agreed valuation policy then you'll not likely get anywhere near what figure you attribute to its value. After all, you can buy a car at £8k and stick the value at £10k for all they care. they'll just supply you with the lowest offer they feel is suited to the car in question.

VX boyd, I'd get collecting evidence of the current market values for similar VXs.
Did you have ALL the modifications declared, and are they covered by a like-for-like replacement policy?

G

[TheRealVXed]

Aww man. This totally sucks really feel for you I am with Admiral 23, 4yrs NCB just about to renew at £611. (For the record a Noble M12 GTO 3-r was £570!! WTF??) You guys seem to be paying a lot. Me and Joe are either doing something wrong or they like us more

[VX Boyd]

With Cat D's like mine being at 7k I can't imagine you'd get less than 8 for it..

But as it hasn't sold yet Seb, not sure that's really relevant is it?

Problem with insurance companies, is unless it's an agreed valuation policy then you'll not likely get anywhere near what figure you attribute to its value. After all, you can buy a car at £8k and stick the value at £10k for all they care. they'll just supply you with the lowest offer they feel is suited to the car in question.

VX boyd, I'd get collecting evidence of the current market values for similar VXs.
Did you have ALL the modifications declared, and are they covered by a like-for-like replacement policy?

G

I think I had it listed as decorative changes and ecu chip 0-10% increase. I don't think I took the like for like option.

I think I'll just start collelcting trade adverts of n/a's of simialr milage and not cat c b.

[rob999]

I'm sure you already know but its a good idea to get on pistonheads etc and print off some similar VX ad's that were as clean as yours. The insurance will try to offer a silly amount to begin with and the game begins to-ing and fro-ing. It can take a while to sort out. Hope its pretty trouble free buddy.

[VX Boyd]

I hope so too. I think I'll stick with my Astra through winter and reenter the VX world some time next year.

[turbobob]

Sorry to see this. I hate seeing VX's like that. The main thing is you are ok and no-one was injured.

As for the insurance, as others have said. Don't accept their first offer. They will offer you some scummy Glass' trade price. What you need to do is argue back with them that it's not what a book says, but what it will cost you to replace it. So do your research and save 'some' adverts that are of a similar age, mileage, condition, history etc. Adrian Blythe have an 03 NA with 35k on it, but it is sold. It was advertised for £9950 - Linky I know its not quite the same age, but its a starting point for haggling.

ETA - Good luck

Edited by turbobob, 20 July 2011 - 01:27 PM.

[VX Boyd]

Sorry to see this. I hate seeing VX's like that. The main thing is you are ok and no-one was injured.

As for the insurance, as others have said. Don't accept their first offer. They will offer you some scummy Glass' trade price. What you need to do is argue back with them that it's not what a book says, but what it will cost you to replace it. So do your research and save 'some' adverts that are of a similar age, mileage, condition, history etc. Adrian Blythe have an 03 NA with 35k on it, but it is sold. It was advertised for £9950 - Linky I know its not quite the same age, but its a starting point for haggling.

ETA - Good luck

That one is definitely stored. I'll try and push for £7800 so I actually receive £7000. Which will then go into a savers which I'll keep chucking money at until I can buy a new one

[2.2_na]

Adrian Blythe have an 03 NA with 35k on it, but it is sold. It was advertised for £9950 - Linky

That's Chris P Duck's new VX.

[TazN]

I really don't get why they ask for a 'valuation' when you insure your car. I bet if you value it at less than what they would first offer you they'd go for your cheaper valuation without hesitation. It's always a shame to see a vx like that but you are ok and that's what counts. Good luck with the insurers dance and hope to see you behind a vx shortly!