176 replies to this topic

[The Batman]

Have you tried http://www.classiclineinsurance.co.uk/ on limited mileage policy my stage 4 with 2 claims and 3 points was £350. I am old though.

not even a quote!

[chris_uk]

make sure you ; put 2 named women on the policy insure it on the street/drive NOT in the garage but in reality would you insure a 23yr old with a modified racing vx..

[The Batman]

why not in a garage? i dont have 2 females in my family unfortunately oh and your 3rd comment was really helpful

Edited by joe_589, 06 January 2012 - 04:49 PM.

[ChrisS1]

make sure you ;

put 2 named women on the policy
insure it on the street/drive NOT in the garage

but in reality would you insure a 23yr old with a modified racing vx..

Make sure they have clean licenses too as that makes a difference.
Tell them you've done Pass Plus

[chris_uk]

A garage is more expensive as the amount of claims the insurance company gets is higher for garaged cars.. to you and me having the car is a garage is safer but to the insurance company its a pain as people are always claming on scratched bodywork from pulling in and out of the garage, repairing door damage when they get out and smash the door on the wall.. its daft i know the cheapest is on a private drive 2nd is the street. Just put your mum on the policy (doesnt matter where she lives) and put Lee's missis on..

[ChrisS1]

Does advanced driving certificate make any difference?

[chris_uk]

depends if the insurance company recognise it. having a snap off steering wheel used to make it cheaper aswell as does a thatcam2 alaram which we have i believe.

[CocoPops]

Just put your mum on the policy (doesnt matter where she lives) and put Lee's missis on..

Exactly this.

It's all down to risk... and if they drive it once, thats one less time that you'd be driving it, thus lowering the risk.

[techieboy]

Adding my missus added £160 to my policy.

[CocoPops]

having a snap off steering wheel used to make it cheaper aswell as does a thatcam2 alaram which we have i believe.

No, we're Thatcham Cat 1 (Cat 2 is immobiliser only, Cat 1 is alarm+immobiliser)

[The Batman]

yeah i cant see that working any more considering everyone does it.... i can get insured cheaper on a charged atom ffs

[CocoPops]

Adding my missus added £160 to my policy.

Clearly they think Jo is a worse risk than you!

[chris_uk]

it depends on there licence etc, my mums on mine and its 15+ years clean etc etc and they asked me if shed had experience with performance cars and i said yes... i guess a lotus cortina and triumph stag were performance cars in their day lol

[chris_uk]

having a snap off steering wheel used to make it cheaper aswell as does a thatcam2 alaram which we have i believe.

No, we're Thatcham Cat 1 (Cat 2 is immobiliser only, Cat 1 is alarm+immobiliser)

ah i knew we had the better of the two.

[chris_uk]

yeah i cant see that working any more considering everyone does it....

i can get insured cheaper on a charged atom ffs

just do it anyway, i saved £300 when i put my mum on.

[The Batman]

i tried everything to get it down to 3k so i will try this when they ring me back on monday... even said i got a quote for 2.5k and they knocked 20% off as it was 3600 originally... which is good but not good enough! i need a wheel dyno so i can lower the hp they never ask if its measured at the wheels or flywheel

[chris_uk]

just tell them its 300bhp or 250bhp.. they are NOT going to come and test it, if you crash then they wont be able to test it then either..

[The Batman]

if i crash that harrop will be the first thing to come off

[chris_uk]

exactly.. just 'bend' the truth.. i think this last time insuring the vx was the first time ever id told the insurance company everything on the car.

[techieboy]

Clearly they think Jo is a worse risk than you!

it depends on there licence etc, my mums on mine and its 15+ years clean etc etc and they asked me if shed had experience with performance cars and i said yes... i guess a lotus cortina and triumph stag were performance cars in their day lol

Like me, she's never had any points and has 15+ years NCD. Think it's down to the more specialist nature of REIS's policy and her lack of experience in the car itself. Still, was cheaper than having to get the car trailered back from France if I'd picked up an instant ban. Maybe I'll let her do my Walshy day in March......